What is Upfront?
Upfront is a new Austin Board of REALTORS® member benefit that provides access to large group pricing on comprehensive health insurance plans—including medical, dental, vision, and term life coverage—from top tier providers.
Who is eligible to claim it?
All active Austin Board of REALTORS® members in good standing are eligible to access Upfront’s health insurance solutions.
This includes:
Self-employed REALTORS®
Independent contractors
Small brokerage owners and their teams
Affiliate members
There are no income limits, no minimum participation requirements, and no special enrollment windows—rolling enrollment is available year-round.
Eligibility is based on age: medical plans are available for members ages 18–65. For members aged 65 and older, dental and vision plans are available.
How much does it cost?
Access to the Upfront platform is free as part of your Austin Board of REALTORS® membership. This provides access to large group pricing on comprehensive health insurance plans—including medical, dental, vision, and term life coverage—from top tier carriers.
There may be signup fees that vary. These can be as low as $25 and will not exceed $125 for complete bundles at the time of registration.
How do I activate Upfront?
Activating your Upfront benefit is simple:
Visit: unlockmls.com/upfront
Create your account using your information as an ABoR member.
Explore available plans—health, dental, vision, and term life options from top carriers.
Select the coverage that fits your needs and budget.
Complete your enrollment online.
Pro Tip: For the smoothest start date, enroll before the 20th of any month. No special enrollment periods apply—rolling enrollment is available year-round.
Who do I contact for support?
Reach out to ABoRhealth@myupfront.com or 1 (848) 328-0038 for Upfront support catered to ABoR Members.
How is my data used?
When you enroll in Upfront, your personal information is securely collected and used solely to provide you with insurance quotes, process your enrollment, and administer coverage.
Key points about your data:
Confidentiality: Your data is protected under strict privacy and security standards compliant with HIPAA (Health Insurance Portability and Accountability Act).
Limited Use: Your information is only shared with licensed insurance carriers and administrators involved in servicing your selected plans.
No Selling of Data: Your personal information will never be sold to third parties or used for marketing unrelated products.
Transparency: You can review and update your data anytime through the enrollment portal.
If you have additional questions about privacy, you can contact Upfront support at support@corenroll.com or review their full privacy policy on the enrollment website: https://enroll.corenroll.com/.
Why should I use this benefit?
Upfront helps you protect your health, your finances, and your peace of mind—without the usual hassle and high costs.
Here are the top reasons to take advantage of it:
Big-Company Pricing: Get access to large group insurance rates usually reserved for corporate employees—saving you money compared to individual plans.
Comprehensive Coverage: Choose from health, dental, vision, and term life insurance, all in one place.
Rolling Enrollment: Sign up any time of year, no special enrollment windows required.
Peace of Mind: Avoid the financial stress of unexpected medical bills—86% of REALTORS® are independent contractors without traditional employer health benefits.
Preventative Care: Stay healthier with regular checkups, screenings, and early treatment options.
Free Access: The platform is free for ABoR members (with the potential for hundreds of dollars in annual savings).
Upfront makes it easier, more affordable, and more convenient to protect yourself and your family so you can focus on your business with confidence.